Tumwater has been a great resource for financial planning for my future and eventually my retirement. I’ve worked with Ben to find the right balance of investments that suit my long-term saving goals. I also have appreciated Ben’s help with other savings goals, whether it’s regarding an emergency savings fund, or saving for a specific purchase. He is always willing to answer my questions and explain the rationale behind investment moves. He also reviewed my 401(k) plan which was very helpful!
My first contact with Ben occurred when he was the Financial Advisor for my former employer… The first one-on-one meeting we held to discuss my financial future was a total wakeup call (Yes, there were tears). He laid out an honest appraisal of my current financial situation and what I needed to do differently to move positively toward a reasonably comfortable retirement. I took his sound advice to heart. Last year, I was unexpectedly laid off and that led to my decision to retire at the age of 70. I reached out to Ben and he immediately set up a time to talk about the best options for my 401K. A plan to roll the funds into an IRA was set in place and implemented by Ben and his co worker, Jackson. I am confident that Ben has my best interest at heart. Communication is never an issue—I always know I will receive honest, appropriate guidance.
I find the entire staff consistently responsive. This is significant for me. Once I recognize I need information, it is helpful to receive that information quickly.
They have helped me feel safe with my financial future and provided me a valuable resource to come to with any questions about financial decisions and planning.
Tumwater has given me a place to have my money managed, to allow the money to work for us, thereby increasing in value every day. Tumwater invests the money into funds that grow, watches those funds to stay [diversified]. You hire a Financial Advisor to focus on increasing the value of your saved money. This allows you to focus on your own profession to succeed. The money invested then grows and is there for life’s big bills, college for youngsters, retirement, etc.
Tumwater has helped my family think about our financial future– but in a uniquely holistic way. I really value being able to ask for Ben’s advice on any financial topic, be it immediately related to our investment planning or not. Ben sees and understands how the big picture impacts the tactical decisions he helps you make.
If you’re a high earner you may have been told you are no longer allowed to contribute to a Roth IRA.
In 2020, single individuals earning more than $139,000 and married couples earning more than $206,000 are not allowed to contribute directly to a Roth IRA.
The IRS won’t allow it.
But there is a 100% legal way to get money into a Roth IRA no matter how much you earn.
In this video, we explain exactly how to do it.
Benjamin Warren, CFA
I help entrepreneurial families build and carry out a plan to grow and protect their family money for generations. Advisor, entrepreneur, speaker, writer, husband, dad, and rational optimist.
Disclosure:
Tumwater Wealth Management is a registered investment adviser and may only conduct business in states where it is registered or exempt. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
