What our clients are saying
Tumwater has helped my family think about our financial future– but in a uniquely holistic way.
I really value being to ask for Ben’s advice on any financial topic, be it immediately related to our investment planning or not.
Ben sees and understands how the big picture impacts the tactical decisions he helps you make.
The service provided by Tumwater has met all of my needs.
Tumwater has given me a place to have my money managed, to allow
the money to work for us, thereby increasing in value every day. Tumwater
invests the money into funds that grow, watches those funds to stay
[diversified]. You hire a Financial Advisor to focus on increasing the
value of your saved money. This allows you to focus on your own profession to
succeed. The money invested then grows and is there for life’s big bills, college
for youngsters, retirement, etc.
I have complete trust in Tumwater, they alleviate a huge burden of stress in my life.
My first contact with Ben occurred when he was the Financial Advisor for my
former employer… The first one-on-one meeting we held to discuss my financial future
was a total wakeup call (Yes, there were tears). He laid out an honest appraisal of my
current financial situation and what I needed to do differently to move positively
toward a reasonably comfortable retirement. I took his sound advice to heart. Last year,
I was unexpectedly laid off and that led to my decision to retire at the age of 70.
I reached out to Ben and he immediately set up a time to talk about the best
options for my 401K. A plan to roll the funds into an IRA was set in place and
implemented by Ben and his co-worker, Jackson. I am confident that Ben has my best interest at heart.
Communication is never an issue—I always know I will receive honest, appropriate guidance.
[I] sleep well at night knowing Ben and his team are taking care of our investments.
Tumwater has been a great resource for financial planning for my future and eventually my retirement.
I’ve worked with Ben to find the right balance of investments that suit my long-term saving goals.
I also have appreciated Ben’s help with other savings goals, whether it’s regarding an emergency savings fund,
or saving for a specific purchase. He is always willing to answer my questions and explain the rational behind
investment moves. He also reviewed my 401(k) plan which was very helpful!
Tumwater allows us to enjoy our retirement.
Tumwater provides a thorough explanation of my
assets and how best to meet my needs.
Tumwater has helped to make us feel financially secure over the long run
because of the sensible investment strategies Ben has employed for us.
Cherie and Jim C.
I find the entire staff consistently responsive. This is significant for me.
Once I recognize I need information, it is helpful to receive that information quickly.
You have been a valuable resource for others in our family.
You have gained our trust and respect and this is very important at our stage in life!
Cherie and Jim C.
Through Ben’s guidance for over 10 years he has
brought to a comfortable financial position heading into retirement.
We have 100% confidence that you know what you are doing which is so
much more that most professionals who call themselves a financial advisor.
They have helped me feel safe with my financial future and provided me a
valuable resource to come to with any questions about financial decisions and planning.
Financial Planning Prepares Your Portfolio for Bad Markets
Despite the S&P 500 having gained more than 32% since it’s lowest point back on March 23rd (we’re now down only about 12% from the all-time high), the news media continues to overhype the negative.
“Coronavirus Shock is Destroying Americans’ Retirement Dreams,” to name one from Bloomberg. “Even Retirees with Resources Find Coronavirus is Upending Their Financial Plans,” as seen in the Los Angeles Times.
The reality is that investors who have stayed the course have captured a remarkable recovery so far, mirroring the pattern the stock market has had through every single downturn in history. We could always see markets get worse from here but the key lesson remains that these things come and go. No one can predict them consistently. To try is to set yourself up for failure.
Reactionary investment decisions are almost always wrong. In today’s video I talk about that aspect in a bit more detail.